Baccarat — How to play & pay table

Everything about the game: how it plays, what each combination pays, the RTP, and how every round can be verified on-chain.

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Baccarat

Banker vs Player — payouts 1.95x to 12x

House Edge: 1.06% – 14.36%

On-chain Baccarat — the classic casino game. Bet Banker (1.95x), Player (2x), Tie (9x), or Pair (12x). A provably-fair VRF (Chainlink on EVM, Switchboard on Solana) draws cards from 8 standard decks.

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Fairness

The same provably-fair VRF pipeline as other games (Chainlink on EVM, Switchboard on Solana). Standard Punto Banco logic. All drawn cards and VRF seeds permanently on-chain.

Randomness by: Chainlink VRF · SwitchboardContract operated by: DODEN.IO

Frequently asked questions

How does Baccarat work?: Pick one of 5 sides: Banker (1.95x), Player (2x), Tie (9x), Player Pair (12x), Banker Pair (12x). A provably-fair VRF (Chainlink on EVM, Switchboard on Solana) draws 4-6 cards under Punto Banco rules. Hand closest to 9 wins. Banker/Player bets refund on Tie.
What is the Baccarat house edge?: Each bet has its own, exactly as the contract declares on-chain: Banker 1.06% · Player 1.24% · Tie 14.36% · Pair 10.36%. Banker paying 1.95x is Baccarat's traditional 5 percent commission.
What is Player Pair / Banker Pair?: Bet that the first two cards of Player (or Banker) form a pair (same rank) → 12x payout. Probability ~7.5 percent per round.
Are there bet limits?: Minimum bet is 5 USDT. This page caps the input at 500 USDT; the REAL ceiling is the bankroll's Kelly fraction, which moves with liquidity — whichever is lower applies.